If you are the CEO of a bank, and you and/or your employees deliberately engage in risky behavior that causes the economy to crash and requires that the US government and Federal Reserve bail your bank out to the tune of trillions of dollars in free money, hey, it’s cool. I mean, shit happens, right? You win some, you lose some. Give yourself a bonus, you big lug.
On the other hand, if you are a person of limited means who lost his or her job because said bank crashed the economy, then you are obviously a child, too immoral or incompetent to be trusted to manage your own affairs, and so you must have a government minder do it for you.